IRA Rates

An IRA is an account set up at a financial institution that allows an individual to save for retirement with tax-free growth or on a tax deferred basis. ... in retirement. 1 Many retirees also find themselves in a lower tax bracket than they were in pre- retirement, so the tax-deferral means the money may be taxed at a lower rate.

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  • APY

    2.40%
  • Minimum

    $2.5k
  • Maximum

    $1M
  • Estimated Earn

    $602


  • APY

    2.30%
  • Minimum

    $1k
  • Maximum

    $1M
  • Estimated Earn

    $575
  • APY

    2.25%
  • Minimum

    $500
  • Maximum

    $1M
  • Estimated Earn

    $564
  • APY

    2.20%
  • Minimum

    $500
  • Maximum

    $1M
  • Estimated Earn

    $552
  • APY

    2.50%
  • Minimum

    $2k
  • Maximum

    $1M
  • Estimated Earn

    $627
  • APY

    2.00%
  • Minimum

    $1k
  • Maximum

    $1M
  • Estimated Earn

    $497
  • APY

    2.25%
  • Minimum

    $1k
  • Maximum

    $1M
  • Estimated Earn

    $562
  • APY

    2.10%
  • Minimum

    $1k
  • Maximum

    $1M
  • Estimated Earn

    $525
  • APY

    2.05%
  • Minimum

    $500
  • Maximum

    $1M
  • Estimated Earn

    $601
  • APY

    2.50%*
  • Minimum

    $25k
  • Maximum

    $1M
  • Estimated Earn

    $627
  • APY

    1.96%*
  • Minimum

    $500
  • Maximum

    $1M
  • Estimated Earn

    $491
  • APY

    2.00%*
  • Minimum

    $500
  • Maximum

    $1M
  • Estimated Earn

    $501
  • APY

    2.20%
  • Minimum

    $1k
  • Maximum

    $1M
  • Estimated Earn

    $547
  • APY

    2.25%
  • Minimum

    $500
  • Maximum

    $1M
  • Estimated Earn

    $659
  • APY

    2.28%*
  • Minimum

    $2.5k
  • Maximum

    $1M
  • Estimated Earn

    $668
  • APY

    1.86%*
  • Minimum

    $500
  • Maximum

    $1M
  • Estimated Earn

    $466
  • APY

    1.91%
  • Minimum

    $2k
  • Maximum

    $1M
  • Estimated Earn

    $478
  • APY

    2.20%*
  • Minimum

    $500
  • Maximum

    $1M
  • Estimated Earn

    $552
  • APY

    2.40%
  • Minimum

    $500
  • Maximum

    $564
  • Estimated Earn

    $600
  • APY

    2.65%
  • Minimum

    $2k
  • Maximum

    $1M
  • Estimated Earn

    $720
  • APY

    2.50%
  • Minimum

    $5k
  • Maximum

    $1M
  • Estimated Earn

    $625
  • APY

    2.00%
  • Minimum

    $250
  • Maximum

    $1M
  • Estimated Earn

    $501
  • APY

    2.05%
  • Minimum

    $200
  • Maximum

    $1M
  • Estimated Earn

    $601
  • APY

    2.50%
  • Minimum

    $5k
  • Maximum

    $1M
  • Estimated Earn

    $627
  • APY

    2.00%*
  • Minimum

    $25k
  • Maximum

    $1M
  • Estimated Earn

    $501
  • APY

    2.25%
  • Minimum

    $1k
  • Maximum

    $1M
  • Estimated Earn

    $516
  • APY

    2.08%*
  • Minimum

    $20k
  • Maximum

    $100k
  • Estimated Earn

    $517
  • APY

    1.95%
  • Minimum

    $1k
  • Maximum

    $1M
  • Estimated Earn

    $489
  • APY

    2.10%*
  • Minimum

    $1k
  • Maximum

    $1k
  • Estimated Earn

    $600
  • APY

    1.85%
  • Minimum

    $500
  • Maximum

    $1M
  • Estimated Earn

    $464
  • APY

    2.01%
  • Minimum

    $500
  • Maximum

    $1M
  • Estimated Earn

    $504
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