Choose the plan that works for you, make payment and track your progress, unlock your savings.
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When you open an account, the bank instantly gives you a loan and places the loan funds in a FDIC insured savings account in your name. The savings account funds are locked to secure the loan.
APPLY NOWWe provide a free FICO score monthly so you can track your progress. 90% of top lenders uses FICO scores when making lending decision
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Make small monthly payments of principal and interest on your loan. The principal is a payment to yourself and is credited towards the lock on your savings - the interest is what we earn for providing the service
When your loan is repaid in full, the lock is removed from your savings account. You've built both credit and savings
Download the free moneybrag app and you’ll always have your credit report and
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